Comments on: Road To Freedom Update #1: First Impressions

By: Road to Freedom Update #2: Rethinking the Basics | Quest for Balance

Road to Freedom Update #2: Rethinking the Basics | Quest for Balance — Sat, 29 Jan 2011 21:55:31 +0000

[...] big decision to leave the rat race with no Plan B. In case you missed it, you may want to check out RTF Update #1 [...]

By: Road Bikes

Road Bikes — Tue, 01 Sep 2009 11:37:38 +0000

A week or two ago I discovered this website and have been reading along quietly. I decided I should give my opening comment. I dont know exactly what to write except that I have really loved reading. Nice blog. I shall carry on visiting this website frequently. I have also taken your feed to get updates.

By: Lisis

Lisis — Thu, 06 Aug 2009 03:44:36 +0000

Hey, John! I appreciate the tip. I actually called the mortgage company and ASKED them what I should do. I told them we are now without income and feel we should skip a payment while we figure out what is going to happen, and they could add it on to the end of the mortgage. They said they have programs to help me restructure the mortgage, but only once I’m behind on my payments.

They can’t do anything for me while I’m current. So, I called them ahead of time, told them my situation, let them know who the house is listed with, and at what price, and said that I can’t pay right now until I know if we will have money for food and basics.

“Able to pay” is a pretty loose term. If I have $1000 in checking I am technically able to pay, but once I do, we won’t have money left to eat. Where do you draw the line? Who decides?

But there’s no mystery for them to “find out” since I have told them everything already… and posted it here. I’m not hiding anything, and I’m not trying to get away with anything. We’re just trying to make our way in this world like everyone else. Maybe what they could do instead, is be humane and try to work with me during this transition.

Having said that, I don’t really expect them to be merciful. I’ll gladly take your advice and look into my options a little further.

Thanks!!!

By: John

John — Wed, 05 Aug 2009 16:42:52 +0000

You can be sued by your mortgage company if they find that you are able to pay but choose to miss payments. Go ask a lawyer like myself.

By: Lisis

Lisis — Sun, 02 Aug 2009 03:52:17 +0000

Thanks, Leo! I sure do appreciate you stopping by and lending your support. It should be an exciting journey because, when we pare down to the essentials, we find out what we are really made of. Gotta keep that passion… what’s life without it?